Main Line Homes Blog


Tredyffrin Easttown Real Estate - FAQ Why do I need a pre-approval?

In this series we are answering frequently posed Tredyffrin Easttown real estate questions.

We get many inquiries to show homes and buyers often balk when we ask them if they are pre-approved for a mortgage and if so how much. This video answers this question. Let me know if you have a real estate question, you can email me a t In the meantime subscribe to our blog and to our channel on YouTube so you don't miss any of this series.


Points from the video:

  • Put your self in the sellers shoes, you are asking them to vacate their home, often with kids or babies and at short notice, don't you think it reasonable they want to know you can actually buy the house.
  • The Tredyffrin Easttown Real Estate market is pretty hot right now and many homes are selling with multiple offers. Having a pre-approval ready helps you to be ready to craft an offer and not be rushing to find a mortgage provider who can provide one often in the evening.
  • You don't want to be looking at homes you cannot afford or be looking at homes below what you can afford.

We get it, you just want to buy a house, but you need to be prepared, and meeting with an experienced Realtor who understands the market and after sitting and talking with you what it is you want to buy can save you a lot of time and trouble in the search process.

If you want to live in Tredyffrin Easttown, or have a home to sell and want to know those looking at your home are able to afford it,  contact us today and let us put our energy and marketing strategies to work for you.

If you are buying or selling on or around Tredyffrin Easttown or along the Main Line we can help you,  contact us or connect

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Comment balloon 14 commentsNick Vandekar, 610-203-4543 • February 23 2017 05:18PM


Hello Nick and Trudy, looking at homes without a pre-approval is not different than going food shopping, filling up the cart with no wallet/no cash. It's a must.

Posted by Beth Atalay, Cam Realty of Clermont FL (Cam Realty and Property Management) over 2 years ago

i AM ALWAYS AMAZED AT THE AGENTS THAT SHOW A BUYER A HOME WITHOUT A PRE-APPROVAL... A potential waste of time for all parties...

Posted by Beth and Richard Witt, Long Island Cash Home Buyer 516-330-6940 (Long Island Cash Home Buyer) over 2 years ago

Hi Nick and Trudy 

It's such an important issue that we have to keep reminding buyers about. There is such a good rationale for getting pre-approved and hopefully many will read this, understand, and take action.


Posted by Jeff Dowler, CRS, The Southern California Relocation Dude (Solutions Real Estate ) over 2 years ago

Beth Atalay thanks totally agree, you cannot go shopping without a wallet.

Richard and Beth Witt I understand it because there are too many agents, and the consumer thinks they have nothing better to do than open a door for them because all they want to do is buy a house. Understanding the process and making sure the buyer has everything in place is part of theprocess.

Jeff Dowler it is all about educating the buyer so they understand the process and know what to expect.

Posted by Nick Vandekar, 610-203-4543, Tredyffrin Easttown Realtor, Philly Main Line (Long & Foster Real Estate Inc 610-225-7400) over 2 years ago

It really is to the benefit of the buyer to get that pre-approval. It prevents needless disappointment and frustration.

Posted by Jane Peters, Los Angeles real estate concierge services (Home Jane Realty) over 2 years ago

Jane Peters totally agree.

Posted by Nick Vandekar, 610-203-4543, Tredyffrin Easttown Realtor, Philly Main Line (Long & Foster Real Estate Inc 610-225-7400) over 2 years ago

Nick and Trudy, pre-approval is a must and prevents wasting the buyers and agent's time.

Posted by Rebecca Gaujot, Realtor®, Lewisburg WV, the go to agent for all real estate (Vision Quest Realty) over 2 years ago

Very good points clarifying the need to be pre-approved.

Posted by Shahar Hillel, Mortgage Consultant, Loan Officer. (Augusta Financial Inc.) over 2 years ago

Good morning Nick and Trudy.  This is solid information for all buyers that plan on getting financing.

Posted by Gabe Sanders, Stuart Florida Real Estate (Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales) over 2 years ago

Rebecca Gaujot even with a pre-approval some buyers do not realize what the payments will be, it is only as you educate them that they realize thatmaybe they want to buy something a little lower in price so as not to affect their lifestyle.

Shahar Hillel thanks for stopping by, I understand they just want to buy a house and to do that they want to see houses, but they also have to realize they need to do it efficiently and not miss the one when they do find it because they have not gone through the steps of preparation.

Gabe Saunders thanks for your comment, we are trying to make sure Tredyffrin Easttown buyers are educated and know the process.

Posted by Nick Vandekar, 610-203-4543, Tredyffrin Easttown Realtor, Philly Main Line (Long & Foster Real Estate Inc 610-225-7400) over 2 years ago

Obtaining a Pre-Approval is a must.  Even buyers who have always had perfect credit sometimes encounter an unexpected glitch or error on their credit report.  Obtaining a Pre-Approval prior to finding a home allows the lender and the buyer to correct any glitches.

Posted by Keith Landis, Pennsylvania - "Your Pennsylvania Mortgage Source" (Keystone Home Finance - NMLS#834342 - Conventional - FHA - VA -USDA - Jumbo Programs - Direct Phone 412-726-1654) over 2 years ago

Nick & Trudy Vandekar  i like Beth Atalay answer it is like going shopping without money better yet it is like checking out without  money  ... You cannot shop for house without  being qualified first 

Posted by Hannah Williams, Expertise NE Philadelphia & Bucks 215-953-8818 (Re/Max Eastern inc.) over 2 years ago

This is good information to share.

Have a wonderful weekend. Enjoy the beautiful weather.

Posted by Roy Kelley (Realty Group Referrals) over 2 years ago

Keith Landis good advice thanks for the comment

Hannah Williams I agree that was a good analogy

Roy Kelley you too thanks for stopping by.

Posted by Nick Vandekar, 610-203-4543, Tredyffrin Easttown Realtor, Philly Main Line (Long & Foster Real Estate Inc 610-225-7400) over 2 years ago

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